We published which became a global Bestseller.

Now we are launching 3 new crowd-sourced books.

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We published the FINTECH Book which became a global Bestseller.

Now we are launching 3 new crowd-sourced books.

Become an author


The Financial Technology Handbook for Investors, Entrepreneurs and Visionaries

Susanne Chishti & Janos Barbaris

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The FINTECH Book series:

  • Fintech Disruption across Compliance & Regulatory Change
  • Cutting Edge RegTech Innovation globally
  • How will the Financial Services Sector change in terms of compliance and regulation?
  • Success stories & lessons learned from investors, entrepreneurs and RegTech Visionaries globally
Review Submissions
  • Fintech Disruption across the global insurance sector
  • New business- & revenue models
  • Cutting Edge InsurTech Innovation
  • How will the Insurance Sector change?
  • Success stories & lessons learned from investors, entrepreneurs and InsurTech Visionaries globally
  • Fintech Disruption across Asset- & Wealth Management
  • New business- & revenue models
  • Cutting Edge WealthTech Innovation
  • How will this Sector change?
  • Success stories & lessons learned from investors, entrepreneurs and WealthTech Visionaries globally

Our Author Community

  • FINTECH Experts Globally.

    We were looking for the best Fintech entrepreneurs, investors, advisors and thought leaders globally.

  • Cutting-Edge Fintech Startups.

    Our authors developed the latest fintech solutions and/or new business and revenue models. Blockchain and cryptocurrencies are the latest trends in the fintech industry. Crypto trading is growing rapidly worldwide. Bitcoin robots come with great potential to help traders to execute their trades smoothly. Check out the kryptoszene erfahrung mit tesler blog to find out more about trading bots.

  • Enterprise Innovation Insights.

    Very often Fintech solutions require collaboration and co-creation between start-ups and large organizations. Our Authors show how they made it work.

  • Visionaries and Opinion Leaders.

    Many of our authors spot trends before they become apparent to everybody else. They will share their vision about the future of finance.

Do you have other questions?

A Winning Team to Support You

Editing Team

  • Susanne Chishti
  • Thomas Puschmann

Editing Team

  • Nicole Anderson
  • Sabine Vanderlinden
  • Shân Millie

Editing Team

  • Douglas Arner The FINTECH Book Douglas Arner
  • Janos Barbaris The FINTECH Book Janos Barbaris
  • Ross Buckley The FINTECH Book Ross Buckley

All books are published by

The Financial Technology Handbook

The Fintech Book explores the overall market dynamics of this new financial innovation and uncover key developments in the industry through insights of front-line practitioners.

Table of Contents

Preface viii

About the Editors x

Acknowledgements xii

1. Introduction

Banking and the E-Book Moment 6

Why We’re so Excited About FinTech 10

Current Trends in Financial Technology 13

2. FinTech Themes

Banks Need to Think Collaboration Rather Than Competition 20

Global Compliance is Key 22

Lending (Capital) in the 21st Century 25

The Next Big Innovation in FinTech – Identity 28

Tech Giants Becoming Non-Bank Banks 31

Design is No Longer an Option – User Experience (UX) in FinTech 34

3. FinTech Hubs

Nurturing New FinTech Communities 42

La (French) FinTech Connection 45

The Journey Towards an Integrated FinTech Ecosystem – The Netherlands 48

Luxembourg, a Future FinTech Hub? 51

Vienna as the No. 1 FinTech Hub in Mobile Payments? 53

India’s FinTech Ecosystem 56

Singapore, the FinTech Hub for Southeast Asia 58

4. Emerging Markets and Social Impact

FinTech – The Not So Little Engine That Can 66

Why Am I Not Gonna Be Able to Enter a Bank? 69

The Rise of the Rest in FinTech 72

Smartphones, FinTech, and Education – Helping the Unbanked Reach Financial Inclusion 75

The Social Impact of FinTech in Nigeria 78

India and the Pyramid of Opportunity 81

5. FinTech Solutions

Rewiring the Deal – The Path Forward for B2B Supply Chains 88

Payments and Point of Sales (POS) Innovation 92

Predictive Algorithms – Building Innovative Online Banking Solutions 95

Big Data is the Cornerstone of Regulatory Compliance Systems 100

FinTech Solutions in Complex Contracts Optimization 106

Behavioural Biometrics – A New Era of Security 109

Ultra-Fast Text Analytics in Trading Strategies 112

Regulated Crowdfunding Ecosystems 117

Remittances – International FX Payments at Low Cost 120

FinTech Solutions for Small Businesses 123

Payment Solutions Including Apple Pay 125

FinTech Solutions Benefiting other Sectors 128

FinTech Innovation for Wearables 131

6. Capital and Investment

Investment and Capital – Back to Basics 138

Angel Investing – Access to “Smart Money” to Fund the Best FinTech Companies 141

Crowdfunding and Marketplace (P2P) Lending – Online Capital Marketplaces as New Asset Classes to Access Funding 144

The Digital Investment Space – Spanning from Social Trading to Digital Private Banking – A FinTech Sector Made for Disruption? 147

Leading the Way with an Investor-led Approach to Crowdfunding 149

My Robo Advisor was an iPod – Applying the Lessons from Other Sectors to FinTech Disruption 152

Crowdsourced Alpha 155

To Crowdsource a Hedge Fund 160

Providing Capital and Beyond 162

7. Enterprise Innovation

Can Banks Innovate? 170

So, You Think the Innovation Lab is the Answer? 173

FinTechs and Banks – Collaboration is Key 179

Partnerships Are the Key to Addressing Financial and Digital Exclusion 183

Corporate Venture Capital – The New Power Broker in the FinTech Innovation Ecosystem 186

The Insurance Opportunity 190

8. More Success Stories

eToro – Building the World’s Largest Social Investment Network 196

Avoka – An Overnight Success, 13 Years in the Making 198

Bankable – Banking as a Service 201

The Next Chapter in Citi’s Story of Innovation 203

FinTech Trends from the Frontline – Building Collaborative Opportunities for Start-ups, Market Infrastructures, and Wholesale Banks 206

9. Crypto-currencies and Blockchains

FinTech + Digital Currency – Convergence or Collision? 212

Blockchain and Crypto-currencies 217

10. The Future of FinTech

How Emerging Technologies Will Change Financial Services 226

The Future of Financial Services 229

Banking on Innovation Through Data 232

Why FinTech Banks Will Rule the World 235

The FinTech Supermarket – The Bank is Dead, Long Live the Bank! 238

Banks Partnering with FinTech Start-ups to Create an Integrated Customer Experience 241

The Rise of BankTech – The Beauty of a Hybrid Model for Banks 245

FinTech Impact on Retail Banking – From a Universal Banking Model to Banking Verticalization 248

Embracing the Connected API Economy 253

Banking Like Water 258

Eliminating Friction in Customers’ Financial Lives 261

FinTech is the Future Itself 264

A Future Without Money 267

Ethics in FinTech? 270

List of Contributors 273

Index 291

Read What Experts are Saying About The FINTECH Book

"The FinTech Book offers a refreshing take and knowledge expertise, which neophytes as well as experts will be well advised to read."

Pascal Bouvier, Venture Partner of Santander Innoventures

"Fantastic to see a book on FinTech brought together by the community and written by the community. It will be valuable to anyone starting off in FinTech."

Nigel Verdon, Founder of Currency Cloud

"The FinTech Book is a great jumping off point for anyone looking to understand FinTech, especially in Asia."

Managing Partner of Life.Sreda

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